Seven Ways To Get Financially Independent In 2017: Part 5

Welcome to part five of seven ways to get financially independent. A series of tactics you can use to achieve financial independence as soon as possible. Remember it’s not about getting rich, it’s about getting free.

Financial Independence Invest In Yourself

If you haven’t read them already hop over and read the previous articles.

Introduction to the series – Here.

Part One: Moving to a new country – Here

Part Two: Starting a side hustle – Here

Part Three: Alternatives to your car – Here

Part Four: Saving money on food – Here

Seven Ways To Get Financially Independent In 2017: Part 5


What is the greatest asset you have in the struggle to become financially independent? I asked various people this very question and there was a stream of different answers including;

  1. A job
  2. A business
  3. Investments
  4. A partner

These are all great answers but the one thing, the one great asset you have is…


You can be your own best friend or your own worst enemy. You hold the key to becoming financially independent in your own hand.

Help may be available on the way from other people, you may have help from luck. But when it all comes down to it the only way you will succeed is by utilising your own in-built desire to succeed.

Even Playing Field

If you are your greatest asset then how can it be possible to leverage that. Surely you only have one of you. Everybody has the same 168 hours per week, everybody has the same 8760(ish) hours per year. How then can some people make so much of their time whilst others struggle to get anything done?

Invest In Yourself To Become Financially Independent

If you had a business that was making money but you ran out of product half way through the week you would start investing in more product.
If you were on a journey in a car but it was running out of petrol half way you would add more fuel.

Spending money unnecessarily is the antithesis of frugality. Spending money on necessities is the true meaning of being frugal.

Depending on your goals and aspirations there will be various different ways of investing in yourself.

1) Reading

Probably the cheapest, easiest and also one of the best investments. Get down to the library and read as many books as you can. Read about your chosen subject with an intense passion until you have imbibed everything you can, then read some more.
One piece of information or knowledge may be all you need to push you towards financial independence.

2) Online/Offline Courses

From free to paid the quality of courses can vary greatly, look for reviews and/or recommendations from people in the same space. What is the cost, what is the expected benefit? Try sites like Coursera, Open University or Udemy. Take courses to boost your employability. Take courses to enable you to start your own business.

The world is changing you need to adapt with it.

3) Invest Time In Getting Fit

It’s a well known fact that people who are physically fit have more drive to succeed than overweight people. Invest an hour of your day into a sport or hobby which raises your heart rate. You will find as you get fitter you have more energy and start to lag less throughout the day.
One of hardest working men in the world is Dwayne “The Rock” Johnson. He starts every day at 4am with a hardcore gym session and then he doesn’t stop until very late in the evening. I’m not suggesting in any way that you should be getting up at 4am but starting the day with some physical activity can’t be beaten.

4) Dress Better

When you dress well you feel better and when you feel better you perform better. I’m not suggesting we all pop out and buy a Hugo Boss suit or some Manolo Blahnik shoes. What I am saying is wearing a well-fitting suit or just a nicely cut shirt can help you do better at interviews and could help people take you more seriously. Obviously this is all situation dependent after all going to the cinema dressed in a suit just looks odd.

An old adage states “ dress for the job you want, not the one you have”.

Financially independent

If you want to move up the food chain before you become financially free then dress like it.

5) Learn a Language

Being able to speak multiple languages is a great string to add to your bow. The world is getting smaller and smaller. Not a day goes by where I don’t interact with somebody whose first language is not English. If this financial independence goes well you could just be living in another country sooner than you think.

You are the greatest tool at your disposal, spend the time and money to give yourself the greatest opportunity to become financially independent.

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  1. Miss Mazuma says:

    Such a great reminder to those stating at the wall wondering why they can’t make more. Motivate, people! It irritates me when people say they are worth more dead than alive…seriously? Have you given up your potential earnings so easily? Do you now believe in your ability to thrive? Do you really think your lousy insurance policy meghans more to your family then to see you grow and achieve something? I now it is all tongue in cheek but the reality is simple – work harder earn more. It isn’t easy, obviously, or everyone would be doing it. But it is possible. Thanks for the great tips to start people off in the right direction! 🙂

    1. Frugalfox says:

      Miss Mazuma,
      I used to have that kind of thinking myself. Now I realise I am worth probably quite a lot of money dead, but significantly more whilst I alive.

      People need to remember if you don’t have the talent to “Rise and Shine” then you better get up and “Rise and Grind”

  2. I truly agree that it’s essential to invest in your own learning to gain financial independence. So many people just accept the status quo. It’s all about hustle. The people who hustle have the greatest chance of success.

    1. Frugalfox says:

      The word hustler used to have a such a defamatory tone. I think nowadays it’s changed and definitely has better connotations.
      Hustle harder, hustle smarter.

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